|Tuition and fees*||$13,296|
|Room and meal plan (multiple occupancy, 7-day unlimited meal plan)||$9,816|
|Total institutional expenses||$23,112|
|Estimated additional personal expenses:|
|Books and supplies||$972|
|Estimated cost of attendance (in-state)||$28,048|
*All expenses are estimates, based on a courseload of 30 hours. Actual tuition and fees may vary.
** The miscellaneous category represents the average amount students spend during an academic year on incidentals such as transportation, clothing, personal items, and recreation. It is included only to remind students to budget for those items, and is not an expense payable to Illinois State.
Or, you can estimate your cost of attendance using our online calculator.
Student loans make a college education possible for most students today. When you are deciding if you should borrow and how much, think about how much you actually need and how much you can reasonably pay back after graduation.
You can find information on the types of loans, amounts borrowed, and the servicer for your loans by going to the Direct Loan Servicer Web site at www.nslds.ed.gov.
Typically, you must start making payments on your student loans six months after you leave the University. 98 percent of Illinois State graduates repay their federal student loans on schedule. The Direct Loan Program offers borrowers several repayment plans to help you pay on time.
If you don't make payments on your loans, they will become delinquent and will eventually go into default. Your loan is in default when it is 270 days delinquent. A default on your credit report can:
Many creditors, including the federal Direct Loan program, are willing to work with you during times when you cannot make your regular minimum payment. You should always notify your creditors right away if you cannot make a payment on time or change your address.
Direct Loans may also be deferred under certain circumstances such as:
For questions about loan repayment or other loan servicing issues, a borrower can contact his or her loan servicing center.
Cornerstone Education Loan Services www.mycornerstoneloan.org
Direct Loan Servicing Center www.myedaccount.com
EdFinanicial Services www.edfinancial.com/DL
EDGEucation Loans www.edgeucationloans.myedloan.com
FedLoan Servicing (PHEAA) www.myfedloan.org
Granite State Management and Resources www.gsmr.org
Great Lakes Educational Loan Services www.mygreatlakes.org
KSA Servicing www.ksaservicing.myedloan.com
OSLA Servicing www.osla.org
Sallie Mae www.salliemae.com
VSAC Federal Loans www.vsacfl.org