First-Time Loan Borrowers

All first-time direct loan borrowers must complete Entrance Loan Counseling and a Master Promissory Note. This one-time process can be completed online at Studentloans.gov.

Federal Parent Loan Program (PLUS)

Parents may borrow additional money to assist with paying for college costs. One option is the Federal Direct Parent Loan for Undergraduate Students, or PLUS loan. PLUS Loans for parents of dependent students are not need-based, but the parent(s) must be approved after a credit check. Under this program, parents can borrow up to the total cost of education minus their student’s expected financial aid.

Loan Repayment Options

Congratulations, graduate! Now you can start thinking about how you are going to repay all of those loans that helped you pay for college!

Income-Contingent? Income-based? Pay as you Earn? Which payment plan is best for you? Are you eligible for loan forgiveness? Here is information regarding Federal Student Loan Repayment Plans.